Raqami Islamic Digital Bank Limited (RIDBL) and the Institute of Business Administration’s Centre for Excellence in Islamic Finance (IBA CEIF) have launched a Diploma in Islamic Digital Banking. The programme focuses on Islamic finance, technology and digital banking. The launch took place in Karachi and brought together banking professionals, regulators, technology experts and Shariah scholars.
The programme combines Raqami’s digital banking experience with IBA CEIF’s expertise in Islamic finance. Both organisations worked together on the course structure, curriculum, faculty and trainer selection. The programme also follows IBA’s academic requirements.
What Does the Islamic Digital Banking Diploma Cover?
The diploma focuses on the changing financial services sector. It helps professionals understand digital banking and Shariah principles.
According to IBA CEIF, the programme covers digital banking ecosystems, Shariah principles in the digital age and digital product development. It also introduces technologies used in modern financial services.
The curriculum includes artificial intelligence, blockchain, cloud computing, APIs, cybersecurity and payment infrastructure. It also covers digital risk, regulation, compliance, strategy and leadership.
The programme is designed for banking and fintech professionals. Shariah scholars, advisers, compliance professionals and auditors can also apply. Technology and cybersecurity specialists are eligible as well.
The diploma also targets regulators, policymakers and entrepreneurs interested in Islamic digital finance. Applicants must have at least 14 years of education and relevant post-qualification work experience.
Admissions and Class Schedule
IBA CEIF has opened registrations for the Diploma in Islamic Digital Banking. According to the official programme page, the application deadline is October 11, 2026.
Classes are scheduled to begin on October 31, 2026. An orientation ceremony is also planned for the same day.
The programme fee is PKR 175,000 plus 3% Sindh Sales Tax. IBA CEIF is offering a 15% early-bird discount. IBA and CEIF alumni can also receive a 15% discount, subject to the programme’s terms and conditions.
Why Is the Programme Important?
Pakistan’s digital banking sector continues to develop as financial institutions adopt new technologies. At the same time, interest in Shariah-compliant financial services is growing.
Raqami describes itself as Pakistan’s first Shariah-compliant digital bank. The bank also says it holds a full-fledged banking licence from the State Bank of Pakistan to operate as an Islamic digital retail bank.
The new diploma brings Islamic finance and digital banking together. It can help professionals develop knowledge of emerging technologies, digital financial services and regulatory requirements.
With admissions now open, the programme offers a specialised learning opportunity for professionals interested in Islamic digital banking in Pakistan.
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